An Iranian walks into a bank in New York City and asks for the loan officer. He says he's going to Europe on business for two weeks and needs to borrow $5,000. The bank officer says the bank will need some kind of security for the loan, so the Iranian hands over the keys to a new Rolls Royce. The car is parked on the street in front of the bank, he has the title and everything checks out. The bank agrees to accept the car as collateral for the loan.


The bank's president and its officers all enjoy a good laugh at the Iranian for using a $250,000 Rolls as collateral against a $5,000 loan. An employee of the bank then proceeds to drive the Rolls into the bank's underground garage and parks it there.

Two weeks later, the Iranian returns, repays the $5,000 and the interest, which comes to $15.41. The loan officer says, "Sir, we are a little puzzled. While you were away, we checked you out and found that you are a multimillionaire; why would you bother to borrow $5,000?"
The Iranian replies. "Where else in New York City can I park my car for two weeks for only $15.41 and expect it to be there when I return?".
Ah, Iranians...